Are you planning a long camping trip or a vacation? Tickets booked, accommodation sorted, travel itinerary ready, luggage packed, and everything set for the trip right? Are you sure, that you are not missing out on something? Something very important, but often ignore? Yes, your travel insurance. If you think you don?t need a travel insurance, here are five reasons why you totally need it.
Cancellation Your well planned holiday is here, you have made all the bookings and reservations, you have paid for everything in advance and are excited to go. But, something unexpected happened, which forces you to change your travel plans, this could happen to anyone. So, are you going to lose all your money? A travel insurance might have your back by covering at least a part of your expenses paid.
Medical cover is one of the main reasons why people opt for a travel insurance. It keeps you covered from all unexpected medical emergencies that might occur when you?re out travelling. Most medical insurances tend to cover diagnostic tests, ambulance expenses, treatment, and travel costs at the hospital.
Travel destinations are prone to tourist traps and con men looking for their easy victims. Having a travel insurance will keep you covered from the loss of money and some insurances even cover the cost incurred in the replacement of passports. If you ever have to go through the unfortunate experience of losing your things while traveling, make sure you lodge a police complaint, as most insurance agencies demand a police report on the theft.
Natural calamities, terrorist attacks, or any other reason that causes a disruption in your travel, leaving you stranded and with no option to travel, shelling out a few extra bucks to cover your travel might not be the ideal thing to do. So, make sure you have a travel insurance in place, which would cover your bills in the case of a cancelled flights and reservations.
Imagine being stuck in an unknown location and in dire need of help. Your travel insurance agency might be that one person that could come to your rescue in a situation like that. They could get you the right guidance and directions in unforeseen circumstances and help you access emergency services when you need it the most.
So, don?t think that you are spending a little extra money by getting a travel insurance, always remember that you are buying a safety package and some peace of mind while you travel.